There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Schug Carneros Chardonnay 2006 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: USA Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Glass Litre Measuring Jug, at Marks and Spencer
1 litre capacity Transparent Multi measurement With handle Flat base, Manufacturer: Marks & Spencer

Autograph 3 Piece Cardigan Outfit, at Marks & Spencers
Fun and practical, this cute 3-piece outfit features long sleeve cardigan, t-shirt and jeans. It's made from soft fabric to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Domaine Mandeville Shiraz 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Boule Shoulder Bag, at Marks and Spencer
Stylish and useful, this shoulder bag features a large front zip pocket. A practical and fashionable accessory

Collezione Pure Cotton Long Sleeve Hairline Stripe Shirt, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Leather Mock Zebra Purse, at Marks & Spencer
This stylish purse is made from real leather with reinforced stitching and a secure zip fastening. A high quality and chic essential

Multi Stripe Hipster Bikini Bottoms, at Marks & Spencer
Fashionable and flattering, these bikini bottoms feature a striking multi stripe design

Best-Loved Plants Book, at Marks and Spencer
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden.

Active Performance Stretch Joggers, at Marks & Spencer
Perfect for active wear, these Performance joggers incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

5 Pairs of Short Butterfly Socks, at Marks and Spenser
The butterfly design adds a stylish touch to these comfortable cotton blend socks

Airbrush Metallic Ladies Watch, at Mark's & Spencer
Round face Analogue Airbrush metallic strap Buckle fastening

Happy Birthday Dog Card, at M+S
Cover text: Happy Birthday to you Inside message: Have a fun day Approx size: 174 x 126mm

MoDA Red Geometric Bamboo Paper Blank Card, at Mark's & Spencer
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Real Cool Cotton™ Performance T-Shirt, at Marks&Spencer
This sporty t-shirt is made from RealCool Cotton™. The innovative fabric incorporates microfibres which rapidly move moisture away from the body keeping you dry and comfortable

Cookies Book, at Marks & Spencer
Everybody loves chocolate chip cookies but how about creating a whole range of cookies and biscuits with great new combinations of tastes and textures: almond and plum crescents, iced marshmallow butterflies or some snickerdoodles! Here are over 50 fantastic ideas that will have you rushing for your baking tray immediately

Tulsa Armchair, at Marks and Spencer
H96 x W103 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Travel Hair Straightener, at Marks & Spenser
Ceramic coated plate Short handle Variable heat settings M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Younger Boys' Monkey Slippers, at Mark & Spensers
Round toe Riptape fastening Monkey motif Contrast trim Lined Comes in sizes 4-13

Footglove™ Cross Band Mules, at Marks & Spencer
Open toe Cross band design Slip on Heel height: 52mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Autograph Weekend Pure Cotton Double Breasted Knit Coat, at Mark's & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Pure Cotton Tatty Teddy Denim Skirt, at Marks & Spenser
Cute and comfy, this pure cotton tatty teddy denim skirt is made from denim for a fashionable casual look

5 Cotton Rich Bud Print Midi Knickers, at Marks and Spencer
These cotton rich midi knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Stormwear™ 3 in 1 Hooded Parka, at Mark & Spensers
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

T397799, at MarksandSpencer
Manufacturer: Marks & Spencer

Plain Flexilite Umbrella, at Marks and Spencers
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

M&S Arm Wall Mount with Tilt for 10-26'' TV, at Marks & Spencer
Fits LCD screens from 10-26 inches Triple pivot cantilever with tilt VESA compliant for 10-26in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Dark Extending Table & 6 Chairs Set, at Marks and Spencer
7 piece set Table: H76 x L180 x W100cm (extends to L230cm) Extendable table with centre leaf that can be stored beneath tabletop Seats 6-8 people Chair: H86 x W48 x D54cm Seat: H48cm Leather padded seats Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Chairs made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Floral & Feather Occasion Hat, at M&S
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Roll Top Boy Shorts, at Marks and Spenser
Elegant and feminine, these flattering shorts are designed in the latest shape. A stylish, shapely look

Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.