Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Trailing Flower Gift Card, at Marks and Spencers
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

DeLonghi Perfecta Easytronic ESAM5400 Coffee Machine, at Marks and Spencer
High performance 15 bar pump pressure Traditional cappuccino milk frother Ultimate bean-to-cup quality with only one touch to create perfect espresso Easytronic digital control panel: stylish ipod-style design with sleek illuminated icon display and rotating control dial Perfecta can be used with either fresh coffee or ground coffee Removable water tank (1.7 litres) Integrated professionalburr grinder with 7 adjustable coarseness settings Adjustable quantities of coffee and water to make an individually tailored cup of coffee Electronic temperature control so you can set your coffee from piping hot to medium temperature Removable brewing unit for easy cleaning Automatic shut-off of machine after a pre-set time has elapsed Adjustable steam emission Double boiler system, with one boiler exclusively for espresso and the other for steam, means your cappuccino can be made almost instantly with the press of one button Rinse and decalcification auto-programmes variable to reflect local water hardness Adjustable height coffee dispenser to accommodate either full size or espresso size Active cup warmer Removable drip tray with water level indicator Stylish high gloss black M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Moulded Lace Multiway Bra, at Marks and Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Classic Collection Round neck Cashmilon™ Cardigan, at M&S
Stylish and so comfortable, this round neck cardigan in softest cashmilon™ feels as good as it looks and the smart 3/4 length sleeve adds the perfect finishing touch

Classic Duckling & Bear Record Book, at M+S
Contains: 1 record book Approx size: 285 x 220mm

Blue Harbour Ultimate Grandad Collar Shirt, at Marks & Spencers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Per Una Pure Cotton Embroidered Neck Top, at Marks & Spencers
A fashionable short sleeve top in pure soft cotton featuring an embroidered neck embellishment

Walkmates Leather Buckle Fastening Sandals, at Mark & Spensers
Open-toe Buckle fastening Contrast stitching Flat sole

Earth Spa Indulgent Body Cream, at Marks and Spenser
Soothes Nourishes 300ml Ingredients: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Glycerin, Glyceryl Stearate, Prunus Amygdalus Dulcis Oil, Polyacrylamide, Bassia Latifolia, Cetearyl Glucoside, Shorea Stenoptera Butter, PEG-100 Stearate, Dimethicone, Mel, Phenoxyethanol, Limonene, Benzyl Alcohol, Tocopheryl Acetate, Methylparaben, Laureth-7, Polydecene, Citrus Aurantium Dulcis Oil, Disodium

3 Pure Cotton Sleeveless Vests, at Marks & Spencer
These essential vests offer all the comfort of soft cotton at a great value price

Portfolio Drawstring Wide Leg Joggers, at Mark & Spensers
With added stretch for essential ease of movement, these comfy and practical drawstring joggers are great for active workouts or relaxing in style

The Floral Collection Bath Cream Pack, at M & S
Pack of 4 Includes: lavender, iris, magnolia and rose Moisture rich Foaming bath cream Magnolia Moisture Rich Foaming Bath Cream 50ml: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Magnolia Liliflora (Magnolia), Glycol Distearate Sodium Sulfate, Laureth-4, Glycerin, Disodium, EDTA, Amyl Cinnamal, Linalool, Butylphenyl Methylpropional, Citric Acid, Benzyl Salicylate, Geraniol, Benzophenone -2, Citronellol, Magnesium Nitrate, Isoeugenol, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Sorbitol, Methylisothiazolinone, Phenoxyethanol, Propylparaben, Methylparaben, Isobutylparaben, Ethylparaben, Butylparaben, CI 14700, CI 19140 Rose Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Rosa Centifolia (Rose), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Benzyl Salicylate, Styrene/Acrylates Copolymer, Citronellol, Linalool, Citric Acid, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Lavender Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Lavandula Angustifolia (Lavender), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Linalool, Butylphenyl, Methylpropional, Magnesium Nitrate, Citric Acid, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Iris Moisture Rich Foaming Bath Cream 50ml e 24M: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Glycol Distearate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Citric Acid, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Iris Flrorentina (Iris) Flower Extract, Sodium Sulfate, Hexyl Cinnamal, Linalool, Alpha-Isomethyl Ionone

Autograph Single Breasted 3 Button Slim Fit Jacket, at Marks & Spencers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Footglove™ Widefit Toggle Trouser Shoes, at Mark & Spencers
Round toe Stitch detail Toggle feature Panelled Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Classic Ceramic Soap Dish, at Marks and Spenser
Circular dish Ceramic and stainless steel design Wall mountable H6 x W16 x D12cm, Manufacturer: Marks & Spencer

Sonoma Dark Display Shelving Unit, at Mark & Spensers
H160 x W147 x D40cm 4 shelves Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Animal Alphabet Puzzle, at Marks and Spencer
From Anna the ant to Zach the zebra, this fun puzzle has an animal for every letter of the alphabet! Piece together the bright and colourful scene as you learn about letters as well as creatures from all over the world. 30 piece puzzle

Golf Keyring, at Marks and Spencer
You'll never lose your keys again with this eye-catching keyring and it's golf design

XBOX 360® Project Gotham Racing™ 4 Game, at Marks and Spencer
A unique and exciting racing experience compatible with the Xbox 360 Wireless Racing Wheel More than 120 iconic vehicles, including motorcycles, from the world's top manufacturers Race against the elements of Mother Nature Xbox LIVE gameplay M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Cotton Rich Hooded Cardigan, at M+S
A practical choice for school, this hooded cardigan is made from soft cotton rich fabric with stretch. It's easycare for convenience

Platinum Plated Diamanté Detail Wishbone Ring, at Marks and Spenser
Add instant sparkling style with this gorgeous platinum plated ring, set with dazzling diamant.

Baby Girl in Box New Baby Card, at Marks and Spenser
Cover text: Baby girl Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Longline Stripe Jersey Vest, at Marks & Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features a pretty stripe print for a stylish casual look

Tarte au Citron, at Marks & Spencers
Serves 12 Ready to eat 1.1kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 47 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

5 Cotton Rich Floral Feature Full Briefs, at MarksandSpencer
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

M&S Chocolate Fountain, at Marks and Spencers
3 tiers Red base unit Easy-to-use dial settings Stainless steel 95 watt Easy to assemble and operate Durable, heat resistant tower Dimensions: H35cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Travel Overnight Bag, at M+S
Fashionable and practical, this overnight bag is capacious but not bulky. It features a turn lock feature

PlayStation®3 Tomb Raider: Underworld, at Marks&Spencer
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Mature

Detachable Clear Bra Straps, at Mark's & Spencer
These clear straps attach to our multiway bras to give you a more discreet option

Pure Cotton Heart Print Minishirt, at Marks & Spencers
Fashionable and modern, this heart print minishirt is made from soft breathable cotton for a comfortable night's sleep

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.