MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M+S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Blue Harbour Ultimate Linen Short Sleeve Check Shirt, at Marks & Spencers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Autograph Cotton Rich Denim Belted Mac, at Marks n Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Silver Plated Ramases Abalone Necklace, at Mark's & Spencer
Clasp fastening Adjustable length Abalone pendant

Pure Cotton Short Sleeve Bold Stripe Shirt, at Marks and Spencer
Smart and stylish, this short sleeve shirt is made from pure cotton

Wide Band Toe Post Wedges, at Marks & Spencers
Contrast wide band Thong style Heel height 55mm Comes in sizes 3-8, including half sizes

3 Pairs of Cotton Rich Assorted Hedgehog Print Socks, at Mark & Spensers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Instant Shoe Shine, at Mark's & Spencer
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Pure Cotton Contrast Trim Stripe Shirt, at Marks and Spencer
Smart and stylish, this stripe shirt is made from cool comfortable cotton and features contrast trim

Pure Cotton Sequin Heart Belt Cargo Trousers, at Marks and Spencer
Comes with belt shown in image Fresh and fashionable, these pure cotton below-the-knee trousers look chic with wedges, sandals or flat pumps. Cargo style side pockets add an extra touch of style

First Readers Rapunzel, at Marks and Spencer
'Rapunzel has been locked in a tower by a wicked witch. A prince falls in love with her. But then the witch finds out....'

Blue and Gold Butterflies Medium Gift Bag, at Mark's & Spencer
1 gift bag Approx size: H260 x W200 x D90mm

Cotton Rich Bootlleg Jeans, at Marks and Spencers
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Die Cut Cake Sister Birthday Card, at Marks & Spenser
Cover text: Happy Birthday Sister Inside message: With love Approx size: 170 x 126mm

Granite Mat, at Marks & Spensers
Rectangle shape This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Fliptoe Slip On Shoes, at M & S
Square flip toe Stitch detail Slip on Block heel

Autograph Twisted Glass Table Lamp, at Marks and Spenser
Rectangular fabric shade Twisted glass stem M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Floral Print Pyjamas, at Marks and Spencer
Modern and feminine, these pretty floral print pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Autograph Pure Cotton Bootleg Jeans, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

3 Pack Easycare Short Sleeve Shirts, at Marks&Spencer
Woven in a no-fuss easycare fabric, short sleeves add a smart focus to your office look. A practical and convenient choice for everyday wear

Limited Collection Abstract Print Tiered Tunic, at Marks & Spencers
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Petite Wool Rich Funnel Neck Check Coat with Belt, at M & S
Fashionable and contemporary, this check design coat is made from wool rich fabric and features a belt. A great value piece that will see you through the season in style. Specially designed and perfectly proportioned for the petite frame

Classic Collection Short Sleeve Swirl Print Top, at M+S
Modern and stylish, this versatile top is made from soft easycare fabric and features a swirl print. A fashionable style with a comfortable, flattering fit

Petite Pure Silk Animal Print Shift Dress, at Marks and Spencer
Fashionable and modern, this luxurious silk dress makes a stunning style statement. Specially designed and perfectly proportioned for the petite frame

Short Sleeve Ruffle Scoop Neck Top, at Marks & Spencer
This fab short sleeve top features a stunning ruffle design. A sophisticated new look, perfect for this season

Wide Rib Thermal Camisole Vest, at Mark's & Spencer
Keep warm and comfortable in this soft thermal camisole vest. Designed to add a cosy extra layer without feeling bulky

Autograph Cotton Rich Jeans, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Curry Bible, at Marks & Spencers
With a huge variety of styles ranging from delicately spiced to hot and fiery, and from mild and creamy to fragrant and aromatic, it is perhaps no surprise that the curry is one of our nation's most popular dishes. Curry Bible aims to show just how simple it can be to create a range of tempting curry dishes from scratch using a combination of freshly ground spices and aromatic herbs. The carefully selected recipes bring together the familiar and the more exotic, and comprise dishes from across India and South East Asia, including Thailand, Malaysia, Indonesia, Vietnam, Sri Lanka and Bangladesh. Curry Bible contains over 95 easy-to-follow, step-by-step recipies, each accompanied by a stunning full-colour photograph of the finished dish. It is the perfect kitchen companion for anyone wishing to extend their culinary repertoire and enter the exciting and colourful world of spice.

Cascabel Tempranillo Graciano 2006 - Case of 6, at Marks and Spencer
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Floral Embroidered Padded Bra with Modal, at M & S
Modern and elegant, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Lady Shaver with Pink Carry Case, at Marks & Spencer
Pink drawstring carry case Miniature razor cleaning comb M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.