Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Footglove™ Basic Black Loafers, at Marks & Spencer
A versatile option for day and evening. These smart shoes are crafted with lightweight Footglove™ technology to give you the best in comfort and support

5 Pairs of Younger Girls' Cotton Rich Assorted Socks, at Marks n Spencer
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Pure Linen Pull On Hat, at Marks and Spencer
Keep your cool in this linen sun hat, a summer and holiday essential

Per Una Piped Velour Dressing Gown, at Marks and Spencer
Modern and feminine, this pretty dressing gown is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Plain Lightweight Umbrella, at Marks & Spencers
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours

Cut Flowers Refresher & Burner Oil, at M&S
Cut flowers fragrance 15ml, Manufacturer: Marks & Spencer

Washable Single Pleat Plain Trousers, at Marks and Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Per Una Pure Linen Panel Skirt, at Marks and Spencers
A fashionable knee length skirt in pure cool linen, the panel design makes it extra stylish

15 Denier Ladder Resist Sheer Shine Hold Ups, at M&S
An M&S exclusive. Extra stretch is added to every stitch of these sheer shine hold ups to stop ladders from forming

Platinum Plated Cross Necklace, at Mark & Spencers
Rope chain Platinum plated Cross pendant Length: 40cm

Mirrored Sink Unit, at Marks and Spencers
H80 x W59 x D42cm Sink and tap sold separately Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft, clean cloth This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph M500 Mattress - Medium, at Marks and Spenser
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 27.5cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Mattress spring count: 1225 Sprung-edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Quick Iron Short Sleeve Gingham Shirt, at Marks & Spenser
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Classic Voices CD, at Marks and Spencer
Audio CD, Marks & Spencer

Autograph Anodised Aluminium Milk Pan, at Marks & Spencers
Non-stick interior for low-fat cooking and easy cleaning Pouring spout Charcoal-coloured aluminium design Riveted handle for durability Excellent heat distribution with no hot spots Handwash only Suitable for all cooker types except induction Capacity: 1 litre Diam: 14cm Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

Autograph Cotton Rich Satin Bow Shirt, at Marks and Spencer
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning sateen bow tie feature

Chevron Print Scarf, at MarksandSpencer
Add a fashionable finishing touch to your look with this elegant chevron print scarf. The perfect accessory to this season's styles

Extra Large Pillar Candle, at Marks&Spencer
Plain Pillar shape H22 x Diam 8cm, Manufacturer: Marks & Spencer

Single Divan with 1 Small + 1 Large Drawer & F200 Coolmax° Mattress, at Marks & Spencers
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm, small drawer: H14 x W40 x D52cm Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Mattress spring count: 930 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Windsor Short Tumblers, at Marks & Spenser
Set of 4 Dishwasher safe 28cl H10cm, Manufacturer: Marks & Spencer

Spiral Cut Cylinder Vase, at Marks & Spenser
Spiral design Cylinder shape Handmade, Manufacturer: Marks & Spencer

Gold Finish Wood Photo Frame 13 x 18cm (5 x 7"), at Marks & Spencer
Rectangle shape Pine wood border Gold finish Aperture: 13 x 18cm (5 x 7") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

3/4 Sleeve Pintuck Blouse with Linen, at Mark & Spensers
Feminine and elegant, this sophisticated 3/4 sleeve blouse is beautifully designed and cut for a flattering shape and features a stunning pintuck detail

Freshfeet Quilt Lined Mule Slippers, at Marks & Spencer
Round toe Quilt lined Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Gold Plated Mosaic Leaf necklace & Earrings Set, at Marks and Spencers
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

Abbey Armchair, at Marks & Spensers
H95 x W95 x D95cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Dining - PLATINUM 12 PC SE, at Marks & Spenser
Manufacturer: Marks & Spencer

Pure Cotton Phased Stripe Dress, at Marks and Spencer
Fun and casual, this easywear dress feels so comfy to wear. Shoulder bow detail keeps the look fabulously fashionable

Blue Harbour Pure Cotton Short Sleeve Polo Shirt, at Mark & Spensers
Fashionable and relaxed, this short sleeve polo shirt is made from pure cotton it's soft, breathable and comfortable to wear

Long Sleeve Polo Neck Jersey Top, at Mark's & Spencer
Smart and stylish, this polo neck jersey top is made from softly draping stretch viscose for a fluid look.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.