Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

10 Personalise Your Own Graphic Heart Thank You Cards, at M&S
Pack contains: 10 cards, 1 design Cover text: Thank you Approx size: 155 x 110mm Inside message: Blank for your own message The cards in this pack are made with material from FSC certified sustainable forests

Dinner Candle Holder, at M&S
Fluted opening Long stem with wide base Handmade H33 x Diam: 8.8cm Weight: 0.45kg, Manufacturer: Marks & Spencer

Mock Vest T-Shirt, at Marks n Spencer
Fun and fashionable, this mock-layer t-shirt in a soft cotton is a practical easycare style

Lyon Dinner Plate, at Marks and Spencer
Rib detail Diam 28cm, Manufacturer: Marks & Spencer

Perfect Jewelled Collection - Table Lamp, at Marks & Spencer
Jewelled Crystal base Faux silk shade H 47 x Diam 30cm Bulb: 40W E14 SES This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated Plunge Bra, at Marks & Spensers
Elegant and feminine this luxurious bra is made from soft silk rich fabric, finished with a contrast lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Autograph Milan Double Towel Rail, at MarksandSpencer
Double towel rail H7 x W49.6 x D12.87cm, Manufacturer: Marks & Spencer

Pure Cotton Embroidered Lace Detail Top, at Marks & Spencer
This 3/4 sleeve top will make a useful addition to your wardrobe. It features pretty embroidered lace detail for a stylish casual look

Per Una Ditsy Floral Print Dress, at Marks & Spensers
A fresh sleeveless dress featuring a floral print, finished with a frill neckline

Portfolio Gold Button High Waist Trousers, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Floral Lace Panel High Leg Knickers, at Marks & Spensers
A great style for making your legs look longer, these floral lace panel knickers are designed with a flattering high cut

Charcoal Block Towels, at Marks & Spensers
Block design Comes in 3 sizes, Manufacturer: Marks & Spencer

Per Una Jaquard Textured Skirt with Belt, at Marks & Spensers
A stunning mid calf length skirt in textured fabric featuring a slim belt

4 Pairs of Autograph Cotton Rich Vertical Stripe Socks, at Marks and Spenser
Modern and fashionable, these vertical stripe socks are part of our exclusive Autograph collection

Autograph Cotton Rich Swimming Shorts, at Mark & Spencers
Casual and contemporary, these swimming shorts are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Pacific Footstool AU09 Newness, at M+S
Manufacturer: Marks & Spencer

Mineralstein Riesling 2008 - Case of 12, at Marks and Spencer
Style: Medium dry Grape variety: Riesling Country of origin: Germany Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ladder Resist 10 Denier Matt Massage Sole Tights, at Marks and Spenser
These ladder resist 10 denier tights feature specially constructed padded soles which gently massage your feet as you walk

Black Glass Photo Frame (4 x 6), at Marks and Spencers
Black glass design Dimensions: 4 x 6, Manufacturer: Marks & Spencer

3 Button Pindot Stripe Bootleg Trousers, at Marks and Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Autograph Pure New Wool Flat Front Trousers, at Marks & Spensers
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Portfolio Pure Linen 3/4 Sleeve Blouse, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Abbey Armchair, at Marks and Spencer
H95 x W95 x D95cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Oversize Scarf, at Marks & Spencer
Indulge in a touch of luxury with this oversize cashmere scarf which looks and feels beautiful

Sensuale Eau De Toilette, at MarksandSpencer
Floral fragrance 25ml This product is not available for international delivery. Find out more

Portfolio V-Neck Front Pleat Dress, at Marks & Spencer
Fashionable and modern, this knee length dress features a v-neck and front pleat detail. A flattering, stylish look

Blue Harbour Heritage Pure Cotton Self Stripe Jacket, at MarksandSpencer
A smartly tailored Blue Harbour self-stripe jacket in pure cotton fabric

Diamond Pointelle Long Sleeve Top, at Marks and Spencers
Give yourself an extra warm layer this winter with this pretty long sleeve under top. Perfect for day to day wear, the easy care fabric makes it a no fuss option

Limited Collection Brushed Hoop Earrings, at Marks & Spencer
Hoop style Brushed detail Butterfly fastening

Die Cut Presents Birthday Card, at Mark & Spensers
Cover text: with love Inside message: blank for your own message Approx size: 210 x 150mm

Besides Marks and Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.