Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Total Support Non-Wired Built-Up Lace Shoulder Bra, at Marks & Spencer
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

3 Pairs of Trainer Liner Socks, at M&S
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Marks In Time-125 Years of Marks & Spencer Book, at Marks & Spencer
From pants to pudding; Marks & Spencer has been clothing, feeding and indulging the nation for an astonishing 125 years. In this book, Helen Chislett charts its history from Penny Bazaar market stall to national retail treasure. M&S pioneered a high street revolution, making it possible to offer everything from quality, fashionable clothes at an affordable price to truly mouth-watering, ready-prepared meals. For those who can't get enough of their favourite store, this book promises to answer your most pressing questions

Die Cut 75th Birthday Card, at Marks & Spencer
Cover text: Congratulations you're 75 Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Pink Origami Flower Birthday Card, at MarksandSpencer
Cover Text: Happy Birthday Have a fantastic day! Inside Message: Blank for your own message Approx size: 150 x 150mm

Rockridge Merlot 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Senorita Long Sleeve Cardigan, at Marks and Spenser
A gorgeous feminine long sleeve cardigan in a soft knitted fabric. Rounded edging and single feature button fastening give it the Per Una touch

Glass Ball Collection - Floor Lamp, at M&S
Chrome plated Glass ball detail Square base Cylinder shade H154 x D38cm Bulb: 100W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Short Sleeve Shirt, at MarksandSpencer
Fashionable and contemporary, this linen blend polo shirt is a practical easycare style

Pure Silk Bow Tie, at Marks and Spencer
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Mareante Hill Organic Cabernet Sauvignon - Merlot 2006 - Case of 12, at Marks & Spensers
Style: Dry, oaked Grape variety: Cabernet Sauvignon, Merlot Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Floral Collection Lavender Purse Gift Set, at Marks and Spencers
Pack of 3 Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Lavender fragrance Presented in a purse Moisturising Hand and Body Lotion Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Parfum, Lavandula Angustifolia (Lavender), Glyceryl Stearate, Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Linalool, Butylphenyl Methylpropional, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Alpha-Isomethyl Ionone, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben Moisture Rich Foaming Bath Cream Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Lavandula Angustifolia (Lavender), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Linalool, Butylphenyl Methylpropional, Magnesium Nitrate, Citric Acid, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Moisture Rich Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamide DEA, Lavandula Angustifolia (Lavender), Decyl Glucoside, Lauryl Betaine, Parfum, Styrene/Acrylates Copolymer, Disodium EDTA, Polyquaternium-39, Glycerin, Linalool, Citric Acid, Magnesium Nitrate, Sodium Lauryl Sulfate, Methylparaben, Methylchloroisothiazolinone, Propylparaben, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Autograph Pure New Wool Dove Grey Waistcoat, at Marks & Spensers
For a thoroughly smart appearance, the traditional lines of this pure new wool waistcoat are handsomely complemented when paired with a silk cravat and formal shirt

Wide Leg Jersey Trousers, at Marks n Spencer
Greater choice of leg lengths now available Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Divan Sets - M400Z+L 2+2 DRW, at Marks & Spencer
Manufacturer: Marks & Spencer

Oval Shell Button Earrings, at Marks&Spencer
Hook fastening Twin shell button design Drop style For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Microfibre & Cashmere Filled 10.5 Duvet, at Marks and Spencer
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 300 thread count and 100% cotton jacquard cover Non-allergenic Pocket construction for even warmth Comes in single, double, 5ft and 6ft sizes Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Handcrafted Floral Wreath Photograph Mother's Day Card, at Marks and Spencers
Cover text: Happy mother's day Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

Handcrafted Paris Hands Valentine Card, at Marks & Spencer
Cover Text: With all my Love this Valentine's Day x Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Eco-Sleep Mattress Protector, at Marks & Spencer
Kinder to you, kinder to the earth Supreme softness and comfort, Manufacturer: Marks & Spencer

North Coast Pure Cotton Straight Leg Trousers, at Marks and Spencer
Relaxed and comfortable, these pure cotton straight leg trousers give a fashionable casual look

Bear Collection - Nappy Stacker, at Marks n Spencer
L59 x W30cm Hanging hook Check design Pure Cotton Embroidered bear detail, Manufacturer: Marks & Spencer

Heart Lined Moccasin Slippers, at Marks & Spencer
Relax in style and comfort in these soft, hardwearing moccasin slippers featuring heart print lining. Machine washable for added convenience

Formula Calming Day Lotion + Vitamin E, at Marks & Spencer
Especially formulated for sensitive skin Vitamin E - protects and cares for your skin Camomile - soothes your skin Allantoin - protects and cares for your skin Lightweight formula Absorbs quickly Hypoallergenic For all skin types No unnessary additives 100ml

Autograph Small Metal Lantern, at Marks & Spencer
Hanging loop Use with t-lights or small candles H23 x W10.5 X D11cm, Manufacturer: Marks & Spencer

5 Floral Embroidered Bikini Knickers, at Marks and Spencer
These floral embroidered cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Mixed Bead Multi Strand Necklace, at Marks and Spencer
Clasp fastening Adjustable length Rope chain Multi strand design Mixed bead Necklace length 46cm, extendable by 8cm

Boxed Mirror Photo Frame H29 x W24cm (4 x 6''), at Marks n Spencer
Boxed mirror glass design H29 x W24 x D3cm Aperature: 10 x 15cm (4x6'') 1.3kg, Manufacturer: Marks & Spencer

2 Alton Plain Leather Dining Chairs, at Marks and Spencers
H99 x W46 x D56cm Seat: H48cm Sold as a pair Upholstered in dark brown plain leather Solid dark-stained oak All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dualit Coffee Grinder, at Marks and Spencers
Conical burr grinder for a consistent grind Removable burrs for easy cleaning Grinds at a slow 450rpm to preserve the natural coffee aroma Safety cut-out to protect against stones 13 grind settings, from coarse (percolator) to fine (espresso) Portion control grinds only what you require Large hopper holds up to 250g of beans Dimensions: 11 x 16 x 28.5cm Weight: 1.5kg This product is not available for international delivery. Find out more

There are lots of ways to save money using M&S Money. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.