M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Marks & Spensers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Antigua Large 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Footglove™ Leather Square Toe Ankle Boots, at Marks n Spencer
Square toe Centre stitch detail Side zip fastening Ankle high Mid heel Heel height: 55mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Light Control Floral Lace Shorts, at Marks & Spencers
Look slimmer in seconds! These light control shorts gently flatten tummies for a sleeker, slimmer silhouette

Knotted Slouch Bag, at Marks n Spencer
A casual vintage style pleated bag. Add a fabulously fashionable finish to your look!

Play Kettle, at Marks & Spenser
Suitable for ages 3+ Promotes imaginative play Height: 30cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Red Cherry Seed Birthday Card, at Marks & Spensers
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Cookies Book, at Marks & Spencer
Everybody loves chocolate chip cookies but how about creating a whole range of cookies and biscuits with great new combinations of tastes and textures: almond and plum crescents, iced marshmallow butterflies or some snickerdoodles! Here are over 50 fantastic ideas that will have you rushing for your baking tray immediately

Sony BDP-S360 Blu-ray Disc™ Player, at Marks and Spencer
Picture quality: HD1080p High Definition 24p True Cinema: View the film exactly as it was shot Xcross Media bar: Easy to navigate user interface which mirrors the design used in BRAVIA & Playstation Bonusview:: Picture in picture visual content can be displayed during movie playback Network Firmware Update: Internet connection via Ethernet port for automatic product update to BD Live BRAVIA Sync: One push functionality x.v. Colour: More vibrant & truer colours for better picture quality Dimensions: W43 x H6 x D22cm Weight: 2.9kg Upscaling of DVD Video content to 1080p Dolby Digital Plus/ Dolby True HD (7.1ch) decoding Cinema Tuned Picture Modes Photo TV HD

Handcrafted Flowers Easter Card, at Marks and Spencer
Cover text: Happy Easter Inside message: Blank for your own message Approx size: 230 x 114mm

Letters on a String Christening Card, at M+S
Cover text: On your christening day Inside message: With love Approx size: 150 x 215mm

Pure Cotton 3/4 Sleeve Stripe Top, at Marks & Spensers
Smart and stylish, this long sleeve top is made from cool comfortable cotton and features a stripe design

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks & Spenser
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

40 Denier Bodysensor™ Medium Support Opaque Tights, at Marks & Spencer
These medium support tights are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

Signature Lemongrass & Bamboo Room Spray, at Marks & Spencer
15ml Lemongrass and bamboo fragrance Clear glass with attractive labelled design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Love and Marriage Photo Wedding Card, at Marks and Spenser
Cover text: Love & Marriage Inside message: Blank for your own message Approx. size: 150 x 150 mm

Checkerboard Cosmetic Bag, at Marks & Spencers
Rectangular Zip fastening Check pattern Side pouch

Nintendo Wii Fit™ Game with Balance Board, at Marks & Spensers
Designed to help you become more aware of your physical condition Exercises that focus on helping you to improve balance and posture, change your Body Mass Index or simply relax Includes state-of-the-art Wii Balance Board Measures your BMI (Body Mass Index), analyses your centre of gravity and calculates your athletic ability Determines your Wii Fit Age - from 2 to 99 40 different exercises across four areas of training - Aerobic Exercises, Balance Games, Muscle Workouts and Yoga poses Step Basics to Snowboarding, Rhythm Boxing to Jogging Wii Fit Channel that allows up to eight people to store and compare their personal fitness profiles M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo Wii, ESRB Rating: Kids to Adults

Flat Front Wide Leg Trousers, at Marks & Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Signature Grapefruit & Ginger Burner & Refresher Oil, at M&S
Grapefruit and ginger fragrance 15ml, Manufacturer: Marks & Spencer

Pop-Up Alarm Clock, at M & S
Compact design Digital display, Manufacturer: Marks & Spencer

Ultra Bright LED Torch, at Marks and Spencers
Scare away the dark with this super bright 3 LED Bulb Torch! Its superb 3 white LEDs provide an amazing brightness. Ultra Bright torch is compact and a very handy size. This torch does not just light the way ahead, it practically scares off the dark

5 Cotton Rich Leopard Print Shorts, at Mark & Spencers
These leopard print cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Brass & Glass Mantle Clock, at M & S
Brass & solid glass construction Inset movement Quartz accuracy A quartz clock keeps time by the vibrations of a quartz crystal. It is judged to be the most accurate timepiece now on the market, losing or gaining only a minute a year, compared with one or two minutes a week for most other watches H17.5cm x W16cm, Manufacturer: Marks & Spencer

Collezione Pure Silk Multi Stripe Tie, at Mark's & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Angel Cotton Rich Strawberry Print First Bra & Knicker Set, at Mark's & Spencer
This pretty strawberry print bra and knicker set is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Charlotte 2 Seater Sofa AU09 Newness, at Marks&Spencer
Manufacturer: Marks & Spencer

Pink Butterfly and Dandelion Seed Birthday Card, at Marks and Spencer
Cover Text: Blank Inside Message: Blank for your own message Approx size: 174 x 126mm

Older Boys' Camouflage Clog Sandals, at Marks and Spenser
Multi air hole feature Camouflage design Adjustable strap with riptape fastening Flat sole

Silver Knot Stud Earrings, at Marks & Spenser
Knot design Butterfly stud fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Natural Beauty Facial Moisturiser, at M+S
100ml Naturally fragranced

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."