M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Halterneck Floral Print Tankini, at Marks & Spenser
Great for splashing around in, this comfortable tankini features a floral print design

Cute Kitten Birthday Card, at Marks and Spencers
Cover text: Have a lovely Birthday Inside message: blank for your own message Approx size: 174 x 126mm

Sennen 12-Piece Dinner Set - Blue, at M & S
12-piece set Includes 4 dinner plates, 4 side plates and 4 bowls Dinner plate: Diam 28cm Side plate: Diam 21cm Bowl: Diam 14cm Suitable for everyday use, Manufacturer: Marks & Spencer

Handcrafted Pink Glitter Mother's Day Card, at Mark & Spensers
Cover text: Mum in a million Inside message: You're the best! Approx size: Unfolded: 178 x 126mm

Younger Girls' Heart Print Slippers, at Marks & Spensers
Round toe Flat sole Heart print Single strap Bow detail Spot lining

2 Pairs of Bart Simpson Trainer Liners, at Marks and Spenser
A must for fans of The Simpsons, these cotton rich socks feature Bart Simpson on a skateboard

Autograph Weekend Pure Silk Blouse, at Marks & Spencers
Sophisticated and modern, this pure silk blouse is beautifully designed and cut to flatter for the best in contemporary style

Long Sleeve Padded Stormwear™ Jacket, at Marks & Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

3/4 Sleeve Stripe Knitted Cardigan, at Marks & Spencer
Pretty and feminine, this stripe cardigan is made with comfortable breathable cotton. Stylish, practical and fashionable

M&S Dual Deck Laminator, at Marks & Spencers
Features: Jam release button, document exit support trays at both ends, LED indicators for power on and ready to use Size: Will laminate paper up to A4 size Power: 220-240V ac 50/60Hz 370W, 1.8A Lamination speed: Approx 230mm/minute Pouch thickness range: 80-125 microns (A4) Ready time: 4-8 minutes Number of rollers: 3 Dimensions: 34 x 12 x 10.5cm Weight: 2.24kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Gem Buckle Captain Hat, at Marks and Spencers
Keep ahead of the trends with this contemporary gem buckle sunhat, an essential look for style in the sun

Harvard Body Spray, at Mark's & Spencer
150 ml This product is not available for international delivery. Find out more

Firm Control Smooth Magic Waist Cincher, at Marks and Spencer
This Magic waist cincher gives total body definition, shaping your tummy, waist and bottom with the flexibility of wearing your own bra. It's comfortable, breathable and easy to move around in, and the special finish keeps you cool and dry

Kaituna Hills Reserve Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Super Hydrating Body Cream Oil, at M&S
Nourishes extra dry skin Olive oil to replenish Glycerin to hydrate Suitable for all skin types 250ml

Domaine Bois d'Yver Chablis 2007 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Weekend Short Sleeve Floral Blouse with Silk, at M&S
Sophisticated and modern, this short sleeve blouse is beautifully designed and cut for a flattering shape and features a stunning floral print

Per Una Rainbow Stripe Bikini Top, at M & S
A colourful halterneck bikini top featuring a stripe print design

Panasonic 32'' TX-L32G10 Full HD LCD TV with freesat HD, at Marks&Spencer
Receives freesat HD: freesat is a digital satellite TV service giving you free HD programmes. freesat has no contract, no subscription, just a one-off payment for the TV, satellite dish and installation. freesat is available to almost every household in the UK HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Panasonic: Display: 32 inch LCD screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio: Dynamic contrast 50,000:1 Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W777 x H541 x D217mm (with stand), W777 x H501 x D95mm (without stand) Weight: 13.5kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 4 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette V-Real Pro 4: Real picture technology which enhances the full HD performance of the display panel to render smooth, crystal-clear motion without compromising on delicate colours with rich gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

50/50 Embroidered Silver Ribbons Bedset, at Marks and Spencer
Embroidered silver ribbon design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcase King size set includes duvet cover (5ft) and 2 pillowcase, Manufacturer: Marks & Spencer

Light Control Smooth Mesh Trim Body, at Marks and Spenser
Look slimmer in seconds! This light control body gently shapes your figure all over for a smoother, sleeker silhouette

Fruit Cutting Cake, at Marks and Spencers
22 portions Fruit cake: Vine fruits, nuts and cherries laced with brandy. Fruit cakes can be eaten up to 14 days after collection Choose from white or ivory soft icing 1.36kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 61 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in participating M&S UK stores Click here for a list of stores

Traditional Shed 80th Birthday Card, at Marks and Spencer
Cover text: 80, Happy Birthday Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Rectangle Face Mesh Strap Watch, at Marks n Spencer
Rectangle face Analogue Mesh strap

Disney Princess Colour and Activity Pad, at Marks & Spensers
You'll find Belle, Cinderella, Snow White and all of your other favourite Disney Princesses waiting for you inside this wonderful activity book. Have fun completing the fabulous activities and decorating the pages with lots of pretty colours as you colour-in the pictures.

Collezione Pure Cotton Short Sleeve Check Shirt, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

2 Fairtrade Organic Cotton Elephant All-in-One Suits with Socks, at Marks & Spencer
These cute all-in-ones are made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Autograph Leather Knee High Riding Boots, at Marks&Spencer
Almond toe Stitch detail Knee high Small block heel

In Bloom Orchid & Vanilla Eau De Toilette, at Marks & Spencer
Orchid and vanilla fragrance 100ml This product is not available for international delivery. Find out more

Twin Pleat Crease Resistant Trousers, at Marks and Spencer
Adopt a fuss-free approach to formal dressing with the crease resistant fabric of these sharp trousers, allowing you to stay looking smarter for longer

There are lots of ways to save money using M&S Money. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.