There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made from soft breathable cotton rich fabric

Tribeca Large 2-Seater Sofa, at Marks & Spencer
H90 x W213 x D99cm Seat H46cm, arm H58cm, top back rail H69cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Twin Pleat Trousers with Wool, at Marks and Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Damask Cylinder Shade, at MarksandSpencer
Cylinder shape Floral design Contrast trim Dimensions: H 280mm x Diam 410mm, Manufacturer: Marks & Spencer

Polka Dot Gift Card, at Marks & Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

2 Pairs of Performance Quick Dry Sports Socks, at Mark & Spencers
Specially contoured left and right socks follow the shape of the toes to give a perfect, comfortable fit. Shock absorbent micro cushioning helps protect high-impact areas and gives stability while extra heel support helps reduce pressure that can lead to injury. Dry fit yarn lets feet breathe

Ultimate Crossword Puzzle Book, at Marks and Spenser
Contains over 600 crosswords, Manufacturer: Marks & Spencer

Moulton TV Unit, at Marks & Spencers
H55 x W120 x D45cm Equipment space: H13 x W112 x D55cm 2 soft-close draws Glass top Glass table tops are made from safety-tested toughened glass Made from solid ash and ash veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Tassel Shoulder Bag, at Marks & Spencer
Stylish and practical, this handbag is made from luxurious hardwearing leather. A useful and fashionable accessory

Flocked Leaf Tapered Ceiling Shade, at Marks and Spencers
Leaf print design D40 x H24, Manufacturer: Marks & Spencer

Silver Plated Love Catseye Duo Earrings, at Marks and Spencer
2 pairs Stud fastening earrings with diamant detail Drop style heart bead earrings with hook fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Contrast Stitch Jeans with Belt, at MarksandSpencer
Contrast stitch gives these jeans a fun twist. A practical and fashionable style

Urbino Love Seat, at MarksandSpencer
H92 x W134 x D102cm Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Short Sleeve Space Check Shirt, at Marks & Spencers
Stylishly smart casual, this check shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Handcrafted Bouquet Large Mother's Day Card, at Marks and Spenser
Cover text: For a Special Mum Inside message: Have a wonderful Mother's Day Approx size: Unfolded: 220 x 220mm

2 Pairs of Plain Bodysensor™ School Tights, at Marks and Spencers
These amazing tights resist bobbling and will keep her cool when it's warm and warm when it's cool

Meccano Road Monsters Mini Buggy, at Marks & Spencer
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Silk Ethnic Rio Print Scarf, at MarksandSpencer
Add a luxurious finishing touch to your look with this elegant pure silk ethnic print scarf. The perfect accessory to this season's styles

Glass Litre Measuring Jug, at Marks & Spencers
1 litre capacity Transparent Multi measurement With handle Flat base, Manufacturer: Marks & Spencer

Sleeveless Curve Seam Dress, at Mark & Spencers
Smart and stylish, this sleeveless dress features a chic button detail above the waist. A great choice that will take you from the office to an evening out. Machine washable for convenience

Nutcracker, at Marks & Spencers
Metallic finish Hinged, Manufacturer: Marks & Spencer

Fox Hollow Verdelho 2008 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Verdelho and Semillon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Newborn Pure Cotton Embroidered Jeans, at Marks & Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. The embroidered design gives a cute look

Spin & Shout Game, at M & S
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Miele S7210 Upright Vacuum Cleaner, at Marks & Spenser
1800 watts Motor protection filter and super air clean filter Electronic suction power controls - to adjust the suction power for different floorings Rotating Electrobrush - can be switched on for carpets and off for hard floors Easy to use on/off switches on the handle for the electrobrush and power to the vacuum Rotary dial controls for selecting the power level required Main floorhead with comfort swivel neck, the body of the cleaner can be rotated for easy cleaning around obstacles LED headlight: Even in the darkest corners of the room and those hidden places under the sofa won't be missed 3 accessories all stored on board the cleaner - Upholstery nozzle - Ideally suited for cleaning upholstery, mattresses, cushions, curtains, covers etc. Dusting Brush, natural bristles - For cleaning skirting boards, ornate or carved objects Long Crevice nozzle (30 cm) - Excellent for getting dust out of folds, crevices and corners Dustbag capacity is a huge 6 litres with an automatic hygiene shutter Includes 2 dustbags Change dustbag indicator signals when dustbag needs to be replaced Overheating indicator Operating radius 14.5 meters Dimensions: H116 x W34.9 x D37cm Main floorhead cleaning width: 35cm Main floorhead height 7.5cm Weight: 9.5kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Grow Your Own Veg By Carol Klein & The Royal Horticultural Society, at Marks and Spencer
In this book to accompany the BBC TV series 'Grow Your Own Veg!', TV presenter and highly-regarded gardener Carol Klein creates a lavishly illustrated, practical and inspiring beginner's handbook to everything anyone ever needs to know to grow vegetables, salads and herbs all year round

Per Una Roma Cotton Rich Jeans with Woven Belt, at Marks and Spenser
A smart pair of straight leg jeans in stretch cotton, featuring a woven belt

Long Sleeve Stripe Fleece, at Marks & Spencer
Soft and comfy, this fashionable stripe fleece is outstanding value. A practical easycare style

Jazz Café CD, at Marks & Spencers
Audio CD, Marks & Spencer

Geometric Ditsy Cushion With Recycled Filling, at Marks&Spencer
Square shape Geometric design Size: 50cm x 50cm, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Household Insurance than you will anywhere else, and you may even pay less with M&S.