Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Headboard - Super King (6ft), at Mark & Spensers
H77cm (without struts) x W193cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Hepworth Console Table, at M&S
H75 x W117 x D40cm 3 drawers Toughened-glass shelf Brass detailing Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European Birch. Drawers made from veneers Handles made of solid antiqued brass Solid European Birch legs Side panels and back panels are veneered. Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shoe Collection Birthday Card, at Marks and Spencer
Cover text: Party shoes, favourite shoes, flip flops, sparkly shoes, dancing shoes, holiday shoes, Put on your party shoes... Inside message: ...and have a fabulous birthday! Approx size: 215 x 150mm

The Gum Shiraz 2007 - Case of 6, at M&S
Style: Dry and full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Pocket Top, at Marks and Spencers
A casual 3/4 length sleeve top in a soft cotton blend. Front tie pocket detail gives it the Per Una touch

Autograph 3 Piece Skirt Outfit, at Marks & Spenser
Practical and pretty, this cute long sleeve top, skirt and tights 3-piece outfit is made from soft fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

M&S 2GB Memory Card, at Marks and Spencer
Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 1940MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

M&S 8 in 1 Accessories Pack for Nintendo™ Wii™, at Marks & Spencer
8 accessories compatible with Nintendo™ Wii™ Includes accessories for Wii™ tennis, Wii™ baseball, Wii™ golf and Wii™ Mario cart Also includes 2 padlock straps, protector cover and controller grip for Wii™ control panel Please note- this product is not made or endorsed by Nintendo™ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

White Ceramic Collection Soap Dispenser, at M & S
Part of the White Ceramic collection. A bright, clean look for your bathroom at an outstanding value price

Autograph Chaton Drop Necklace Made With CRYSTALLIZED™ - Swarovski Elements, at Marks & Spencers
Clasp fastening Drop design Made With CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Autograph Malva Chair, at Marks & Spensers
H75 x W75 x D90cm Seat H42cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Swivel metal base instead of feet Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Luxury Pure Cotton Tonal Stripe Shirt, at M+S
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Artificial Crystal Twig in Glass Tank, at Marks and Spencer
Artificial crystal twigs Glass tank No watering required therefore easy care Fresh looking throughout the year Height: 72cm, Manufacturer: Marks & Spencer

Freshfeet Pure Cotton Riptape Slippers with Silver Technology, at Marks & Spensers
Round toe Rip tape fastening Check design Slip-on Flat sole With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes Sanitised Silver technology effectively reduces bacteria that cause odours

Petite Stitch Detail A-Line Skirt, at Marks and Spencer
Chic and stylish, this A-line skirt makes a great choice for work or smart occasions. It's machine washable for added convenience. Specially designed and perfectly proportioned for the petite frame

3/4 Sleeve Abstract Print Tunic Top, at Marks and Spencers
Smart and stylish, this abstract print tunic top is made from softly draping stretch viscose for a fluid look. Pintuck front detail adds a fashionable finishing touch

Multi-Strand Stretch Bracelet, at Marks & Spensers
Multi-strand design Stretch style

Multi Faceted Drop Earrings, at Mark & Spencers
Hook fastening Drop style Multi faceted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Shoe Collection Birthday Card, at Marks and Spencer
Cover text: Party shoes, favourite shoes, flip flops, sparkly shoes, dancing shoes, holiday shoes, Put on your party shoes... Inside message: ...and have a fabulous birthday! Approx size: 215 x 150mm

Princess Time Teacher Watch, at MarksandSpencer
Buckle fastening Round face Princess design Time teaching feature Analogue Disney

3 Pairs of Ribbed Top Sports Socks, at Marks and Spencer
Designed to sit snug inside your trainers, these cotton rich socks provide the essential comfort and breathability your feet need for those high impact workouts

Sprung-Edge Divan on Legs & M400 Mattress - Medium, at MarksandSpencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 31cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wrattonbully Tempranillo 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Tempranillo Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Utensils & Gadgets - AUTOGRAPH MASHER, at Marks & Spenser
Manufacturer: Marks & Spencer

Cotton Rich Spot Print Scoop Neck Vest with Modal, at Mark & Spensers
Pretty and feminine, this ribbed vest is made from soft cotton rich fabric for a comfortable night's sleep

Pearl & Silver Type Sister-In-Law Birthday Card, at Marks and Spencers
Cover text: To my sister-in-law happy birthday Inside message: Blank for your own message Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Signature Green Fig Fragrance Diffuser & Refill Plug-In, at Marks & Spencers
Changeable fragrance 15ml of fragranced liquid Lights up when in use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girls' Hello Kitty Spot Print Mock Layer Nightdress, at Marks & Spencers
A must for fans of Hello Kitty show, this nightdress features a spot print and Hello Kitty motif

Single Breasted 1 Button Chevron Dart Jacket, at Marks & Spenser
Chic and stylish, this jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Floral Print Gathered Waist Dress, at Marks & Spencer
Chic and contemporary, this gathered waist dress features a floral print and tie bow fastening. A fabulous fashionable look

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.