M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Money. Not least of these is MarksandSpencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Schoolwear Plus Fit Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks and Spencer
These larger sized trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away View Plus Schoolwear Size Guide. Find out more

1 Pair of Low Cut Footsies, at Marks and Spencers
These soft footsies are designed to hide inside your shoes for extra comfort

Limited Collection Cotton Rich Floral Print Bra, at Marks and Spencer
Fun and fabulous, this cotton rich t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you wont get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Playmobil Tractor with Hay Trailer, at Marks and Spenser
Suitable for ages 3+ Includes working front loader The cargo container can be tilted and the side walls flip down This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Short Sleeve Ultimate Bold Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this bold stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Puzz-Doku 150 Piece Jigsaw, at Mark's & Spencer
Number of jigsaw pieces: 150 Approx. size of completed puzzle: 300 x 210mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Clear Glass Lantern, at Marks & Spenser
Hanging feature Circular glass holder H 7.5 x Diam 7.5cm, Manufacturer: Marks & Spencer

Classic Collection Stripe Crinkle Skirt, at Mark & Spensers
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. A stripe crinkle design adds a fashionable touch

Cotton Rich Long Sleeve Stripe Sweatshirt, at Mark & Spencers
Warm and comfortable, this fashionable sweatshirt is made from soft cotton featuring a stripe design and a fun side motif. A practical easycare style

Isis Body Spray, at Marks and Spencer
Scented body spray 100ml This product is not available for international delivery. Find out more

Short Sleeve Spot Print Cardigan, at Marks and Spencers
Modern and stylish, this cardigan features a spot print. A versatile, easywear style

Griffin Road Trip with Smart Scan, at Marks and Spenser
Play music from your iPhone or iPod on your cars stereo system Charges your iPhone or iPod as you listen Switch quickly between presets Griffin-exclusive SmartSound Plus technology delivers clearest possible sound under real-world conditions Flexible steel neck and interchangeable iPod model-specific cradles position your iPod perfectly within reach, never in the way The look and functionality of a custom installation in your car without the cost or inconvenience Antenna:Built-in Power:Provided by your cigarette lighter or 12 volt power outlet (no batteries required) RF Output Range, US: 88.1 MHz -107.9 MHz Radio Frequncy Increments, US: 0.2 MHz per step Input Voltage Range: 12 - 16 volts DC Maximum Current: 2 amps Output Voltage: 5 volts DC at 1 amp Fuse Type 2 amp blade-type automotive fuse

5 Lace Thongs, at M&S
These comfy thongs merge a lace design with the shape retaining benefits of added stretch for a lasting and wonderfully flattering fit. Ideal for wearing under a host of skirt, dress and trouser styles

Humax PVR-9300T500 Digital Television Recorder with 500Gb HDD & Twin Tuner, at Marks & Spenser
Digital terrestrial set top box 500Gb DTR (Digital Television Recorder) Up to 300 hours tape-less recording and playback Twin Digital Tuner, can record 2 channels whilst viewing a third Pause live TV and rewind live TV One touch recording from 8 day programme guide Dolby 5.1 optical output Automatic software update, to ensure the latest digital features are available Records subtitles with the ability to view or hide them during playback Auto-padding ensures you never miss the beginning and end of a programme Chase play enables you to watch a programme from the beginning whilst still recording the end Common interface slot for Pay TV (requires separate CAM (not supplied)) HD Upscaling with HDMI Dimensions: H5 x W36 x D24.5cm Weight: 2.9Kg NOTE: This unit only records Freeview, not SKY or cable

Cotton Buckle Belt, at Marks and Spencer
This cotton buckle belt is ideal for wearing with your favourite summer shorts or jeans

Collezione Wool Rich Flat Front Trousers with Cashmere, at Marks and Spencer
A fine pure wool blend provides the perfect complement to the smart design of these flat front. Providing formal versatility, they're the perfect choice for the office or smart occasions

2 Autograph Plain Slips with Cotton, at Marks & Spencers
Guaranteed to meet your everyday underwear needs, these great slips combine all the comfort and reliability of a cotton and modal blend with a plain design

Pure Cotton Long Sleeve Stripe Hooded Top, at Marks and Spencer
Cute and fun, the stripe design makes this practical hooded top extra special. It's made from soft pure cotton and feels comfy to wear.

Per Una Cotton Rich Cropped Trousers, at Marks n Spencer
A fashionable cropped pair of trousers in soft cotton rich fabric featuring an on the waist design. Comes with belt shown in the photograph

3 Autograph Pure Cotton Vests, at Marks & Spencers
Comfortable, practical and fashionable, this 3 pack of vests is made from soft breathable cotton

2 Cotton Rich °Climate Control Vests, at MarksandSpencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Limited Collection Ruched Toe Court Shoes, at Marks and Spencers
Heel height: 86mm Ruched toe Slip on High heel Court style Comes in sizes 4-8, including half sizes

Machine Washable Circle Pattern Tie, at Marks and Spencer
No more trips to the drycleaners! This smart circle pattern tie is machine washable

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at M&S
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button tweed jacket is exceptionally stylish and luxurious

Limited Collection Low V-Heel Sandal, at Marks & Spencer
Peep toe Stitch detail Buckle fastening Backless V-heel Patent look Heel height 55mm Comes in sizes 3-8, including half sizes

Handcrafted Ralph the Hedgehog Valentine Card, at Mark's & Spencer
Cover text: You're... Special lovely wonderful and mine... Inside message: Lucky me! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Party Shoes Sister Birthday Card, at Marks and Spencer
Cover Text: Sister, you can never have too many shoes... Inside Message: Or enough time to wear them Approx size: 178 x 126mm

The Floral Collection Lavender Soap, at M & S
3 x 75g Lavender scented Added moisturisers

Pure Cotton Bubble Sarong, at Marks & Spencers
Feminine and pretty, this fashionable sarong features a striking bubble print. The ultimate in poolside glamour

Autograph Linen Blend Short Sleeve Embroidered Shirt, at Marks & Spencer
Stylish and contemporary, this embroidered shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."