Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

125 Years Luxury Pure Wool Flat Front Trousers, at MarksandSpencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Classic Thomas & Friends© Bedset, at Marks & Spenser
Thomas & Friends print Includes single duvet cover, pillowase and printed bag 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Funnel Neck Half Zip Fleece Jacket, at Marks and Spencers
An essential part of any wardrobe, this great value half-zip fleece is warm and cosy. A fashionable and practical choice

Sonoma Dark 3-Drawer Bedside Chest, at Marks and Spencer
H60 x W45 x D45cm 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Autograph Pure Cotton Stripe Shirt, at Marks & Spenser
Stylish and contemporary, this Pure cotton stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else. Perfectly proportioned for big and tall men Only available in XXXL

3 Older Boys' Cotton Rich Bart Simpson Trunks, at Mark's & Spencer
A must for fans of the Simpsons, these cotton rich trunks feature skateboard Bart motifs

Classic Text Thank You Teacher Card, at Marks and Spencer
Cover text: You're a star...Thank You Inside message: For all you've taught me Approx size: 178 x 126mm

Autograph Essentials Embroidered Non-Padded DD-G Bra, at Marks & Spenser
Elegant and feminine this non-padded bra features floral embroidery. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Per Una Floral Embroidered Padded Bra with Modal, at Marks & Spencers
Modern and elegant, this bra is beautifully embellished with floral embroidery. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Panasonic DMP BD80 Blu-ray Disc™ Player, at Mark's & Spencer
Blu-ray Disc™ player PHL Reference Chroma Processor Plus: A high quality image-processing technology developed by Panasonic to precisely process each pixel of the Blu-ray Disc™ video signal in the vertical direction 4:4:4 signal technology: Processes each pixel of the Blu-ray Disc™ video signal in the horizontal direction, to complement vertical direction processing VIERA CAST function: Allows access to YouTube™, Picasa™, and other Internet sites from the special VIERA CAST screen Playback Media: BD-ROM, DVD-ROM, DVD-R, DVD-RW, AVCHD, Audio CD Audio: Dolby Digital Plus, Dolby Digital True-HD Connectivity: USB 2.0, HDMI, SD slot, Composite Video Outputs, Component Video Outputs, HDMI Outputs (Version 1.3), Optical Digital Audio Outputs, Analog Audio Outputs 2-channel Accessories: Remote control Dimensions: 43 x 5.5 x 24.9cm

Footglove™ Wide Fit Leather Bow Wedge Shoes, at Marks & Spencers
Round toe Bow and stitch detail Mid wedge heel Heel height : 56mm Slip-on Wide fit Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Classic Square Buckle Leather Belt, at Marks & Spencer
Add a smart finishing touch with this leather square buckle belt

House White Wine 2008- Case of 12, at M & S
Style: Dry Grape variety: Ugni Blanc, Terret, Grenache and Sauvignon Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle:8.6 Alcohol units per 125ml:1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Linen Blend Contrast Stitch Skirt, at Marks & Spencers
Sleek and stylish, this linen blend skirt is a stylish, versatile choice. Stylish, practical and fashionable

Polka Dot Bikini Top, at Marks and Spencer
Modern and stylish, this bikini is outstanding value. Style and quality at a great price

Autograph Sapporo® Lilies, at Marks & Spenser
Online Exclusive Especially chosen for their beautiful and impressive flowers, this stunning bouquet of white Sapporo lilies is from our new luxury Autograph flowers collection. Long lasting huge flowers and a beautiful scent make these lilies an impressive display and a stunning giftAll Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph branded cellophane & a black organza ribbon Available for delivery from 1st April to 30th September 2009

Small Curl Edge Glass Bowl, at Marks and Spencer
Hand decorated Curl edge design, Manufacturer: Marks & Spencer

Georgian Antique-Brass Headboard, at Marks and Spencers
Headboard H84cm Single: W94cm Double: W142cm King size (5ft): W155cm Super king size (6ft): W185cm Antique-brass effect Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Utensil Hanging Rack, at Marks and Spencers
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

Dine In Whites - Case of 12, at Marks and Spencer
4 Domaine Mandeville Sauvignon Blanc 2007: A fruity Sauvignon Blanc from the South of France, with juicy citrus and gooseberry flavours, finishing on a fresh, crisp note... 4 Ctes du Rhne Blanc 2008: With its appealing aromas of honeysuckle and baked pears, this soft and gently spicy white is classic Ctes du Rhne at a fantastically affordable price... 4 Macon Villages 2007: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sprung-Edge Non-storage Divan & M100 Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41 Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Straight Leg Denim Jeans, at Mark's & Spencer
These straight leg jeans in cotton rich are great value. A practical, easycare style

Pure Cotton Cord Stripe Towel, at Marks&Spencer
Cord stripe design Comes in 3 sizes: Hand - 50 x 90cms Bath - 68 x 137cms Bath sheet - 89 x 178cms, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Floral Print Top, at Marks & Spenser
A floral print adds a pretty touch to this soft pure cotton top.

Photographic Puppy Aunty Birthday Card, at Marks & Spencer
Cover text: Aunty... Hope you have a relaxing birthday Inside message: Blank for your own message Approx size: 150 x 150 mm

Wool Rich Slim Fit Single Breasted 2 Button Plain Grey Jacket, at Marks & Spencer
Every man needs a well tailored suit and this one is fantastically priced and fantastically smart too

Collezione Pure Wool Single Breasted 2 Button Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione jacket is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Halterneck Mini Spot Swimsuit, at Marks & Spensers
Stunningly stylish, this flattering swimsuit is designed in the latest shape. The ultimate in poolside glamour

2-in-1 Long Sleeve Hooded Sweatshirt & Gilet Set, at Marks & Spencer
A hooded sweatshirt and gilet set that can be worn separately or zipped together for extra warmth. Machine washable for added convenience

Salt & Pepper Shakers, at Marks and Spencer
Set of 2 Suitable for salt and pepper, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.